Terms of Service

Effective date: August 21, 2026

Using Mela Equb

You may use Mela Equb only for lawful purposes and in accordance with these terms. You are responsible for keeping your account details and verification codes secure and for providing accurate information.

Groups and contributions

Group members are responsible for agreeing on contribution amounts, schedules, member eligibility, and payout order. Mela Equb provides tools to help organize a group; it does not replace the group's own agreements or responsibilities.

Payouts and payments

Payment and payout availability depends on the payment methods and service configuration available in your region. Review the details shown in the app before confirming a transaction.

Prohibited use

Do not use the service for fraud, impersonation, money laundering, or other unlawful activity.
Do not access another person's account or attempt to bypass security controls.
Do not submit harmful, abusive, or misleading content.

Service changes

Features, availability, and supported payment methods may change as the service develops. Mela Equb may suspend access when necessary to protect users, investigate abuse, or maintain the service.